Mortgage Broker - Roseville California

MAC Real Estate Services ( Since 2003) 

Desi Loan Broker .com 

broker@macloans.net

 Text/Call: 916-917-2393

Mortgage Broker Near Me Find a local mortgage broker

Hiring Partners Let's get ready for the upcoming wave

We are hiring and training

Job Listings. New or Experienced. MLO. Mortgage Loan Originator. Training Provided. Online/Onsite @Michigan UWM Campus. Air Ticket/Hotel provided

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Average Mortgage Closing Time

The industry average is 43 days to close a residential mortgage.

Thanks to new technology options that we have which accelerated average closing time to as fast as 10-19 days.

 

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We even close within 2 days. Check our contact page above.

 

If you are willing to sharp your skill by 30-45 minutes daily, then you are at the right spot here.

 

Technology (Automation) =  Loan Process Faster and Easier.

 

You have option to do commercial loans

Apartment Complex Loans

Commercial Investment Loans

We are also partner with UWM # 1 Wholesale Lender of USA

You will receive THE BEST mortgage training. Here are few classes provide by UWM. There are lots of virtual training programs.

You will be provided air ticket and hotel to  receive free training at UWM's campus in Michigan.

UWM Campus is the ocean of positive energy. You must experience once in your life.

Here are few classes to attend at UWM campus.

4-DAY INITIAL LO TRAINING

Designed for newer Loan Originators with 0-12 months of experience, this course provides a look into mortgage foundations, products and programs, math, risk assessment, sales skills, processes and building your business.

.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY 2.0 MASTER LO TRAINING

The 2-Day Experienced Loan Originator Training is a prerequisite for this class. This class provides a more in-depth look into the sales process, handling objections, underwriting process and scaling business.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY EXPERIENCED LOAN ORIGINATOR TRAINING

Designed for experienced loan originators with over 12 months of experience, this course focuses on the details of the business. This includes topics such as leveraging UWM tools, niche products and programs, income calculation, UWM-specific technology, client retention and generating business.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

 

1-DAY REAL ESTATE AGENT & BUILDER TRAINING AT UWM

Designed for independent mortgage brokers to nominate real estate agents and builders for an immersive day focused on the benefits of wholesale partnership. Connect with like-minded professionals who share the goal of providing a seamless and stress-free homebuying experience by offering a faster, easier and cheaper home loan experience. You’ll spend the day on UWM’s campus building new partnerships and learning from the top mortgage experts in the country.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY BUILDING RELATIONSHIPS WITH REAL ESTATE AGENTS

Designed for UWM LOs and Brokers, this is a step-by-step course to building lasting relationships with real estate agents. We’ll help you better understand how to successfully connect with agents in your market and how you are uniquely positioned to provide invaluable partnership support to them as an independent mortgage professional.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY PRE-UNDERWRITING

This advanced 2-day class will cover pre-underwriting subjects, including how to avoid and solve common underwriting conditions, requirements for payoffs, understanding the subordination process and more..

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY NEW TO WHOLESALE TRAINING

Designed for LOs and/or Broker Owners who are in the process of transitioning from a retail originator, direct lender or retail branch and plan on owning their own independent mortgage brokerage or joining a local mortgage broker.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY NEW TO UWM

Designed for partners who are experienced in the wholesale channel but new to working with UWM, this 2-day class will highlight how to leverage The UWM Difference to grow your business and build efficiencies, including our groundbreaking tools and technology, exclusive offerings and elite service from your UWM account executive and underwriters.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY TECH & TOOLS WORKSHOP

Our first-ever interactive workshop tailored to help you master our system and grow your business. UWM experts will work alongside you to set up accounts such as Brand 360 and Blink+ to help you attract new clients and retain past clients. Learn best practices on pipeline tools and resources, so you can experience faster closings and fewer touches.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

4-DAY INITIAL PROCESSOR TRAINING

Designed for newer Loan Processors with 12 months of experience, this course provides a look into mortgage foundations, products and programs, math, risk assessment, life of a loan, UWM-specific processes and technology, niche products and partnership tools – all geared toward the role of a processor.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

2-DAY EXPERIENCED PROCESSOR

Available for experienced Processors with over 12 months of experience, this course focuses on the details of the business. This includes topics such as processing best practices, borrower employment and income issues, UWM-specific technology, and partnership tools, and UClose 2.0.

Airline Ticket + Hotel = Provided

It is time to explore yourself.

Listen to these Mortgage Podcasts

54 Episodes are available  free from top US mortgage professionals to improve your mortgage skill.

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Good Better Broker - Listen two podcasts weekly to sharp your skill

Just sign up for free account on  spotify to access these free motivational mortgage knowledge. Improve yourself. 

Invest in Yourself

10 compliance training courses:

 

  1. Advertising
  2. BSA/Anti-Money Laundering
  3. Consumer Complaints
  4. Cybersecurity: 101
  5. Cybersecurity: Social Engineering
  6. Cybersecurity: Work from Home
  7. Cybersecurity: Ransomware
  8. Disaster Resiliency
  9. Privacy and Safeguards
  10. RESPA: Section 8

Down Payment Assistance Program Training

Investing in diverse communities with financing
programs that help more Californians have a place to call home.

Training VIDEOS 45 MINS EACH

BLINK+ BASICS - LOAN ORIGINATION SYSTEM

Credit PullsHow to order tri-merge hard credit reports and overcome obstacles that may occur when pulling credit.

Products and PricingHow to price out UWM products with accurate pricing or manually enter pricing from other lenders.

Conditions: How to add conditions to your loans. Pick from a list of pre-built conditions or create your own to get exactly what’s needed from each borrower on a loan.

Document GenerationHow to generate an initial disclosure package and fee itemization worksheet, print the 1003 and more to save time and help eliminate future errors.

Co-browsingHow to see what your borrower sees in Blink+ and help them get their application finished so you can submit more quickly!

BLINK+ BASICS - ACCOUNT SETUP AND BORROWER EXPERIENCE

 

Getting Started: How to enroll and set up your company and personal accounts for success.

Brand 360 IntegrationHow to connect your borrower applications from Blink+ to your Brand 360 profile to help retain and connect with past clients.

Your Pipeline: How to use and customize your Blink+ pipeline to your business needs. Your Blink+ pipeline allows you to filter, change fields, easily discern leads from applications and more.

Borrower Experience: How the borrower application process works with a walkthrough of the Blink+ loan application, the borrower dashboard and how to upload documents, so you can be the expert to answer their questions along the way.

More than 100 mortgage loan originator

training videos

Examples:

Basic to advanced loan originator training

 

 Mortgage Industry 101

This video will walk you through Mortgage 101 and the common industry terms and the types of mortgages.

 

 

Mortgage 101 - How To Review A Credit Report

Status : Registered Due : No Due Date Training Hours : 3 min

This video will explain the importance of understanding a credit report and how to review a credit report when a borrower is applying for a mortgage.

 

Mortgage 101 - How To Read A Purchase Agreement

Status : Registered Due : No Due Date Training Hours : 5 min

This video will walk you through how to read a standard purchase agreement.

 

 

Mortgage 101 - What Is Variable Income?

Status : Registered Due : No Due Date Training Hours : 1 min

This video will highlight what variable income is, why you need to know about it and what documents UWM requires for your variable income borrowers.

 

 

Mortgage 101 - How To Read A Schedule K-1 Tax Document

Status : Registered Due : No Due Date Training Hours : 2 min

This video will walk you through how to read and understand a schedule K-1 tax document.

 

Mortgage 101 - Qualified Mortgage (QM) Basics

Status : Not Activated Due : No Due Date Training Hours : 5 min

In this video we will learn how a Qualified Mortgage protects borrowers, how to identify when you are failing the QM test, and what that means for you.

 

 

Products & Guidelines - What Is An Adjustable-Rate Mortgage (ARM)?

Status : Registered Due : No Due Date Training Hours : 2 min

This video will cover what an adjustable-rate mortgage (ARM) is and terms that are commonly associated with ARMs.

 

 

Mortgage 101 - How To Read A Loan Estimate

Status : Registered Due : No Due Date Training Hours : 7 min

In this video, we'll explain how to read a loan estimate.

 

 

Products & Guidelines - Introduction To Conventional vs. FHA Loans

Status : Registered Due : No Due Date Training Hours : 3 min

This video will summarize the primary differences between conventional and FHA loans, and the benefits of each product.

Loan originator training videos/ courses

 

  •  How to lock a loan
  • How to read a loan estimate
  • How to read a purchase contract
  • How to read K1 tax statement
  • How to review the credit report
  • What is down payment assistance program
  • How to submit a loan to the lender
  • Introduction to conventional / HELOC /Bank statement Loan / Investor flex loan
  • Jumbo/ARM / new construction loan training
  • How to use bank statement income calculator
  • Learn about the home affordable programs
  • How to upload the loan conditions
  • How to grow your business - Facebook/ LinkedIn
  • and many more......

 

 

AIME FUSE 2023 VIDEOS

Keynote: It Takes What It Takes
Mat Ishbia - CEO, UWM

 

Fireside Chat: A.I. : Gateway to the Future of Mortgage
Mike Cox - VP of Education, AIME
Russell Petty - Broker Owner, Grow Mortgage
Enrique Braunschweiger - Broker Owner, First West Financial

 
Keynote: Brokers Win Together 
Katie Sweeney - CEO & Chairman, AIME
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Better Business Bureau

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By #1 US Lender - UWM

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By Association of Independent Mortgage Experts

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Compliance Webinar Every Week

By Dave Luna 

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is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

Block Sales calls after your credit pull. Free service by Equifax, Experian, Innovis & Transunion

Contact Us

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Phone:
+1-916-516-1116

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Email:
broker@macloans.net

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Address:

MAC  Real Estate Services
140 Diamond Creek Place, Suite 140

Roseville, CA 95747

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NMLS / DRE:

DRE 01800662

NMLS 347022

Company NMLS 1133016

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