Our Loan Programs
Almost All Conventional Loans
By Fannie Mae & Freddie Mac
Conforming Fixed
3% Down Payment
Grant Loan
By CalHFA - California Housing Finance Agency
Down Payment and closing costs assistance loan program
HELOC
Conventional 20y, 30y loan
On Primary and Secondary home
Minimum $25,000
Jumbo Loan
Conventional
Cash out upto 80% of the property value (LTV)
DSCR - Non - QM
Rental Property Income Only Loan
Upto 20 Properties (rental income only) Purchase or Refi
Non - QM
1099 for Self Employed
DSCR
Investor Flex
Debt Service Coverage Ratio (DSCR) loan program.
Only using the prospective rental income of the property not your income
ARM LOAN
5,7,10 Year
New Construction Loan
Primay, second home and investment properties
11 month maximum build period with 1 month modification periord.
Condo loans
No Condo Questionnaire Required
$5000 Grant
Home Ready SPCP Loan Program
1% Down Payment Loan
$4000 grant by UWM
Conventional
Conventional 1% Down Payment Loan
$4000 grant by UWM
Purchase Only
NON-QM 1099
For Self Employed
No Tax Returns
40 Year Interest Only
DSCR .75 - RENTALS
Qualify using IO payment
0% DOWN PAYMENT
by USDA
No Reserve Required
ARMS: 5,7 AND 10 Year
Adjustable Rate Mortgage
Primary, Second & Investment
